Online Auto Loans near Oak Brook, IL
There are online auto loans that we are able to secure for you once you finalize an agreement with us at Lombard Toyota when we're open. We’ll provide you with various tips on budgeting for your next vehicle to drive through 31st Street. Take a look at our overview below!
Tips for Budgeting
The first tip you would want to follow when figuring out your budget is to take your monthly net income and subtract the cost of necessities, emergency funds, and any other expenses you usually have. In doing so, you can see if there is a final amount left over. After choosing the vehicle you want, use our Payment Calculator for discovering the estimated monthly cost. If the amount remaining from your budget can cover the approximate value for your auto each month, then you are more than likely to be financially ready to apply for a loan.
Types of Loans
If you’ve never taken out a loan before with us at Lombard Toyota, we want you to know that a package is assigned to you based on different circumstances. One is the credit score or 3-digit number that credit bureaus provide you with, with higher numbers reflecting an individual who can make prompt payments. If this describes you, you may have a number of 740 or higher, and may be entitled to a prime loan. This would let you leverage low interest rates while paying for your auto. Even if your credit history may not be as up to par, those with a number between 580 and 669 can still be entitled to packages so you can drive through Kingery Highway in Oak Brook with your recently-purchased auto.
Get Pre-Approved
Finally, our Lombard Toyota dealership has an online resource for you to sign up for pre-approval. In doing so, you can lay any worries aside, since you won’t need to provide us with your Social Security Number. Plus, any time you complete this form, your credit score will not change. The Get Pre-Approved link found in the Financing dropdown leads to a page with a small form that saves you the trouble of having to spend long amounts of time to apply for a loan. Once you’ve clicked on the red Get Pre-Approved button with all your information submitted, we’ll start getting to work and finding the right local lender to supply a package for you.
Will My Credit Score Change if I Apply for Pre-Approval?
- No, there is no change to your credit score when applying for pre-approval of a loan.
Sales Hours
833-699-1064
| Monday | 9:00 am - 8:00 pm |
| Tuesday | 9:00 am - 8:00 pm |
| Wednesday | 9:00 am - 8:00 pm |
| Thursday | 9:00 am - 8:00 pm |
| Friday | 9:00 am - 8:00 pm |
| Saturday | 9:00 am - 6:00 pm |
| Sunday | Closed |
Dealership Information
Testimonials
“ Very satisfied!! Josh was really helpful and was able to get us a deal! Everything was so quick and fast and got my dream vehicle. 2026 Toyota GR86 Yuzu edition!!!! ”
“ Kenny is a great salesperson. We received excellent service here and were able to find the car we were looking for. ”
“ Jerry was a great help n the progress was fast thanks Jerry ”
“ Larry was great ”
“ Fernanda & Jessica were great. Ended up getting a good deal on an emergency purchase. ”
“ Our family just bought a car from Lombard Toyota. Our sales rep was a Geries Fakhoury and we can only say the best things about this guy. He deserves a shout out. He came in for us on his day off from an hour away during very cold weather. Not only that but he was knowledgeable and helpful and made our experience purchasing the car great. Lombard Toyota should be proud of workers like him. I recommend this guy to everyone who needs to buy a car from this dealer. Thank you so much sir! Irena D ”
“ Ryan in sales was the best! Thank you!! ”
“ Larry was the best associate!!! ”
“ Kenny was amazing. Thank you for making me a new Toyota customer!! ”
“ Ryan in sells was a fantastic sales men got me in a 2026 Toyota cross. Come check home out! ”
“ Ali was a great help ”
“ The sales rep Arturo was very helpful. Made everything simple and easy ”
“ Was looking for a new truck. Geries and alek really helped me out to getting me one with 0% apr thank you to both ”
“ ALI helped me out with getting a new TACOMA! ”
“ (Translated by Google) Thanks to Arturo, this is our second vehicle; his service is excellent, very good attention. (Original) Gracias a Arturo es nuestro segundo vehículo su servicio es excelente, Muy buena atención, ”
“ Kenny was amazing!!! ”
“ Kenny was very professional and helped me pick something that financially worked for me. The process was very easy and offered a better deal than other dealerships i had gone to before. Just excellent service overall and satisfied with my new car. ”
“ Kenny was such an amazing person to work with. He answered all our questions and walked us through every detail. Absolutely love my new car and he kept it real with my finances. ”
“ (Translated by Google) Ali awoaome (Original) Ali ia awoaome ”
“ (Translated by Google) Excellent service, I highly recommend it. (Original) Excelente servicio lo recomiendo al máximo ”
“ Larry was great! Awesome experience! ”
“ Larry was great ”
“ I had an opportunity to purchased a vehicle from Kenny Jordan. Let me tell you he care about his customers. For that I very appreciate his honesty. ”
“ I always have a great experience during my recommended service appointments. I have leased my last 3 vehicles from Lombard Toyota (all through Larry Carde, Jr. ) because of the great selections, great deals and super great service! ”
“ Ali is excellent, he is extremely helpful in my car buying process. He knows a lot about the car and answered a lot of my questions. Really a great person to work with. ”
“ Larry was my sales rep he treated me with respect and help me find the best option to get out an EV vehicle with a ton of negative equity, couldn’t be more pleased 10/10 stars for Larry ”
“ Ali did a great job . Recommend him ”
“ (Translated by Google) Fernanda was very good (Original) Fernanda fue muy buena ”
“ Arturo and Alex were awesome!!! ”
“ Ryan was the best help ever! Went through the whole lot in the cold and never complained! ”
“ My Camry was acting up, so I stopped in without an appointment and asked them to look at it. They made time to get it in, drove it, and ran a multitude of diagnostic tests to identify my issue. Customer service was above and beyond. From John greeting me in the service bay, to Samantha at the desk, and Ron, my technician, everyone was friendly and professional and listened to my concerns. I couldn't be happier or ask for more. If you're in the area, definitely stop in and give these amazing folks a chance to help you with your vehicle. ”
“ Ryan was a great salesman ”
“ (Translated by Google) Excellent seller, he helped us a lot and answered all our questions. Thank you for everything, we left with a new car. (Original) Excelente vendedor nos ayudó mucho y contesto todas nuestras preguntas.. Gracias por todo salimos con nuevo Carro. ”
“ Thank you so much for Ryan. I got my first car today through Ryan's help. It's been great experience for me. Good luck and thank you. ”
“ I called Toyota in Lombard and they transferred me to Sales and this wonderful gentleman, Kenny picked up the phone and make my purchase very seamless. I had a great experience with Kenny! He was very knowledgeable, person able and we even spoke a few mins about the Bears loss vs the Rams 🙂. Thank you very much Kenny for making this a great experience! ”
“ Ali did a great job ”
“ Arturo and team Toyota has a new life long customer! Buying a brand new car was so much easier than i thought it would be. I cant recommend Arturo and Lombard toyota enough! ”
“ Larry & Igor provided us exceptional service and highly recommended Lombard Toyota. This is our 3 vehicle purchased at this location. Happy returning customers here! ”
“ Kenny was great ”
“ Totally great experience from A to Z! Definitely recommend. Kenny and Igor are great guys to work with! ”
“ (Translated by Google) undefined (Original) Larry was great ”
“ (Translated by Google) undefined (Original) Josh was absolutely wonderful. Great experience. ”
“ (Translated by Google) undefined (Original) We had a wonderful experience working with Geries Fakhoury! He was very patient and explained everything with transparency and clarity and had a great overall experience with purchasing our vehicle! ”
“ (Translated by Google) undefined (Original) Arturo was amazing!! Helped us out to get our first car!! Go find him!!! ”
“ 👎 ”
“ I wish I could give zero stars. We have always been very loyal to Toyota, and we love our Toyota and Lexus vehicles. However, we purchased our vehicle from Lombard Toyota in May 2025, nine months ago, and we still have not received our title! We paid for it in FULL, in cash! It is now January 24, 2026. This is completely unacceptable. We've made multiple calls, and each time we get excuses and promises that "it's being processed" and "it should be here soon." Nine months is far beyond any reasonable timeframe for title processing. This isn't just an inconvenience; it is a serious problem that affects our legal ownership of our vehicle, which we paid for in full. The lack of follow-through and communication from this dealership is appalling. If you are considering buying from here, be warned: They may be happy to take your money, but don't expect them to meet the basic legal requirements of the sale. We have to write this negative review to compel them to make our title a priority (finally). We are now exploring legal options to resolve this matter, as the dealership has clearly demonstrated that they will not handle it on their own. Do yourself a favor: to avoid a gigantic headache and legal recourse, buy elsewhere. ”
“ Ryan insales is the best! ”